One thing that is extremely hard to do is see how much your paycheck is in your bank account, and not spend every last dime without saving.
It’s almost funny how that works, it’s a never-ending cycle of wishing we had saved, but saying, “I’ll start next time.”
The key is not allowed yourself to even be slightly tempted. As soon as you get paid, grab a blank envelop. Write “Savings” on it. Cash out your saving money and put it in there, and put it out of sight. By simply living on what you’ve kept in your bank, you’ve eliminated any stress of overspending without putting money away!
Seems too easy, but it works!